Secured Loans and Mortgages

Homeowner Secured Loans

Getting large loans can prove extremely difficult when you speak to your bank. Plus it can be just as frustrating to get an extension on your current mortgage. Adjusting your mortgage rate might not always be such a good idea as you may get a financial penalty or have to pay a higher rate. This is where a homeowner loan can really be beneficial.

Checkmate are registered with the Office of Fair Trading so you know that applying for a secured loan with us is safe. Our short application form enables us to get you a fast quote over the telephone.

Homeowner loans offer you the chance to use your home as security so you can get flexibility and affordability in a loan. A secured loan is very similar to a mortgage – your home is used as security and the good thing is that your existing mortgage is not affected in any way. You can apply for anything from £3,000 or more – some lenders are able to offer in excess of £100,000.

Secured loans are available even if you have previous bad credit – although the rates may be more expensive. We also work with lenders that lend in Northern Ireland, so we have full UK coverage, and to the self employed, who traditionally struggle to get bank loans.

You will only be able to apply if you are 18 years or older and you must be a homeowner. The owners of the property must have some form of employed or self-employed income – even if it is only part-time or temporary employment. Our aim is to make sure you are called within an hour of you making the application – although at peak times this may not always be possible.

Generally the loans are completed quite quickly once you are satisfied with everything discussed.

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Mortgages and Remortgages

  • Want a better deal than your existing mortgage and want to remortgage?
  • Looking to buy a new home?
  • Buying a house to rent out and want a buy to let mortgage?
  • Need finance for a commercial property?
  • First time buyer and feeling daunted?
  • We have a specialist mortgage product called a right to buy mortgage if you want to buy council houses from your local council.
  • Want a mortgage for overseas?

Checkmate helps provide first time buyers with the best deals, remortgages and even help with bad credit. Advice on getting a quote for 95 or 100 % and offering a free finder service. If you are looking for the best deal with a reputable company authorised and regulated by the Office Of Fair Trading, you're in safe hands - apply today.

Search the UK market for the right deal for you – we are not tied by any one lender so our aim is to ensure you get the best product available.

When looking for a mortgage you have probably seen confusing contradictory mortgage rates and fees. The most accurate way of getting you correct information is to speak to a qualified advisor. We take a few very basic details from you on our mortgage application page and then let us do the rest.

We offer direct access to expert mortgage advice. We only work with companies that are authorised by the Financial Services Authority (FSA) and we are registered by the Office of Fair Trading (OFT) and are a registered Data Controller with the Information Commission (ICO).

Checkmate offer the best mortgage deals for good or bad credit. Apply today for a free quote.

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Why Checkmate?

  • Fill in our quick application form within a minute online.
  • Our service is completely free with no obligation.
  • An expert will call and help you with your loan or mortgage.
  • Apply 24/7 any day of the year.
  • We specialise in self employed loans and mortgages also.
  • Checkmate have access to a lot of different types of mortgages which means is very likely that we have exactly what you are searching for.
  • We have over 10 years experience in the UK homeowner secured loan and mortgage market and can offer mortgages and loans across the whole UK.